Almarat Arnu Ngutulu
COHORT 3
Founder - NAS Financials
Almarat Ngutulu is a Business Administration and Software Engineering professional and the founder of Nas Financials, the first financial services company in South Kordofan (Nuba Mountains), Sudan. Growing up in a region deeply affected by economic exclusion and systemic marginalization, Aimarat was driven to bridge the financial gap facing unbanked and rural communities.
Through Nas Financials, he delivers essential services such as domestic and international remittances, savings plans, small-scale loans, and entrepreneurship and financial literacy training. These services empower individuals to manage money, launch small businesses, and connect with global networks—including in Kenya, South Sudan, Egypt, Canada, the UK, and beyond.
Almarat’s work goes beyond financial access—it promotes economic self-reliance, job creation, and a culture of savings and resilience in one of Sudan’s most underserved areas. By leveraging technology and community-based solutions, he is laying the groundwork for inclusive growth and a more just, sustainable future for the Nuba Mountains.